Template · Includes scoring workbook
Business-Wide Risk Assessment template for Luxembourg entities
The entity-level ML/TF/PF risk assessment the CSSF and AED expect before any policy. Methodology chapter, risk factor library by category (customers, products, countries, channels, delegates), inherent and residual scoring workbook in Excel, and a board summary.
- 28 pages
- .docx + .xlsx
- 12 months of updates
What's included
- Word document · 28 pagesEditable .docx, highlighted fields, optional blocks marked.
- Excel workbookRegister or scoring workbook that feeds the document tables.
- 12 months of regulatory updatesNew versions with a change note, in your account and by email.
1. Methodology and scope
Reg. 12-02 art. 4; AMLA draft guidelinesScoring scale, weighting, residual risk logic.
2. Customer risk factors
CSSF sub-sector risk assessmentsInvestor types, PEP exposure, complex structures.
3. Product, service and transaction risk
—By activity and vehicle type.
4. Geographic risk
FATF lists, EU high-risk third countriesLinks to your country risk methodology.
5. Delivery channel and delegation risk
Reg. 12-02 art. 36Distributors, RTA, nominees.
6. Controls assessment and residual risk
—Control effectiveness scoring.
7. Conclusion, risk appetite link and board approval
Reg. 12-02 art. 4(3)One-page executive summary.
Watermarked preview of the first pages. The full document is 28 pages.
| Obligation | Law of 12 Nov 2004 | CSSF Reg. 12-02 | Section |
|---|---|---|---|
| Entity-level risk assessment | 2004 Law art. 2-2(1) | Reg. 12-02 art. 4 | §1–7 |
| Board approval | — | Reg. 12-02 art. 4(3) | §7 |
| Sub-sector risk factors | CSSF sub-sector RA (CIS, PFS, banks) | — | §2–5 |
- Editable .docx (Word 2016+, Google Docs, LibreOffice). Fields to complete are highlighted in yellow; optional blocks are marked [IF APPLICABLE].
- Instant delivery: download link by email and permanent access in My documents.
- 12 months of regulatory updates included. Each update comes with a change note.
- Invoice with your VAT number issued automatically at checkout (Stripe Tax, reverse charge for EU B2B).
- Single-entity licence. Group licence and ManCo multi-fund licence available on request.
Read the guide: Business-wide risk assessment methodology
Frequently asked
Does it include the Excel scoring matrix?
Yes. A workbook with the factor library, weights and automatic inherent/residual scoring feeds the Word document tables.
Is it aligned with the AMLA guidelines?
The methodology follows the AMLA draft guidelines on business-wide risk assessment so the 2027 refresh is an update, not a rewrite.